Affordable Dental Financing Tustin, CA

Dentist Visits Made Easy With Affordable Dental Financing in Tustin, CA

Financing, Tustin, California

Too many times have we had new patients come in, fed up with their old dentists because they charged an arm and a leg for dental care, and not even their dental insurance would cover what they needed. They needed financial assistance, but their dentists shrugged their shoulders and didn’t try to help. We’re nothing like that at Gold Coast Dental Tustin. We believe that affordable dental care should be a right, not a luxury, and we do our best to offer you a variety of financing options to make getting the procedures you need a no-brainer. Our compassionate dentists understand that fitting your family’s treatments around your budget can be stressful. Luckily dental financing for patients is easy here at our Tustin office.

We are a dentist that takes Care Credit, LendingClub, and Denefits because we want affordable treatments to always be possible even if you’re dental financing bad credit. Let us make your time going to the dentist stress-free every time! We can even help you with your application in our office to make the whole process simple and straightforward. Are you interested in learning more about our dental office’s dental financing options? Give us a call today at (714) 795-3865 to book a consultation with our attentive and knowledgeable dentists.

We Give You A Totally Stress-Free Dental Experience!

Count on our caring dentists to do everything we can to be flexible and adapt to your family’s needs

You have nothing to worry about when you choose our Tustin dentists as your dental care provider - not even your final bill! Here at Gold Coast Dental Tustin, we’re dedicated to give you the best experience you’ve ever had seeing the dentist, and we put that philosophy into every aspect of our service. Not only are we flexible with our financing options, but we equip our offices with top-of-the-line dental technologies and devices, and our dentists always give personalized, high-quality care. We know that no two patients are the same, and we strive to always meet you and your family’s specific needs. If you have any questions or concerns about dental financing or any of our office’s treatments, please don’t hesitate to give us a call at (714) 795-3865. We want to always be here for you when you need us.

What Is and Isn’t Covered By Dental Insurance?

Dental insurance only does so much.
See what your family’s policy does and doesn’t cover

Whether it’s a benefit from an employer or a policy bought for their families, dental insurance can be a major determining factor for many patients on whether they seek the treatments they need or not. Unfortunately, insurance doesn’t cover everything, and it rarely covers full treatment when it does. When seeking one of our office’s approved dental financing options, it’s important to know what your insurance does and doesn’t take care of. Here’s a quick breakdown of typically covered procedures: Preventative Care: dental cleanings and exams - 100% covered; Basic Restorations: dental fillings, root canals, tooth extractions - 80% covered;

Major Restorations: dental crowns and bridges - 50% covered. Most dental insurance policies don’t include: cosmetic dentistry procedures, dental implants, or orthodontic treatment. However, with full coverage insurance, certain policies may cover basic braces and orthodontic treatment or the implant post of a dental implant. If you need cosmetic dentistry, Invisalign, or full dental implant financing, then Care Credit, LendingClub, or Denefits financing may be the right choice for you. These dental financing providers are extremely flexible in what they can do for you, and they can also help with financing dental work that is only partially covered by your insurance plan.

Dental Financing Lenders

Our Tustin office takes LendingClub and Denefits dental loans to ensure you can always receive
the financial help you need, regardless of your credit score or history

At Gold Coast Dental Tustin, we accept dental loans from LendingClub and Denefits, allowing you to receive financial assistance that’s flexible to your specific situation. Like Care Credit, the application process for these dental loan providers is simple and quick, and you can begin using their financing help immediately:

Lending Club

Lending Club

With LendingClub, you can finance any treatment you need and pay it back in small, manageable installments. LendingClub has a wide range of payment periods, from 6 or 12 up to 72 or 84 months, depending on your purchase, to ensure your monthly installment is budget-friendly. This means that even if you’re getting Invisalign treatment or dental implants, you’ll have the time you need to comfortably meet your full payment deadline.



For patients with a checkered credit history, Denefits is a great option. Unlike other dental lenders, Denefits doesn’t look at your credit history as part of its application and approval process. This guarantees that those who require dental work can always get the financial assistance needed to make it possible. And with timely Denefits payments, you can rebuild your credit score, too.

Need to schedule a financing consultation with our Tustin dental team? No problem! Give our office a call at (714) 795-3865) to book yours today.

Care Credit Dental

Care Credit Dental financing allows you to easily manage your treatments
at our Tustin office without any stress or fuss

Here at Gold Coast Dental Tustin, our dental office accepts Care Credit Dental - and the dental care credit card your account comes with—to help with financing your dental procedures. Your Care Credit card works just like a normal credit card, allowing you to pay off your dental work in convenient monthly installments. With low average minimum payments, you won’t have to fret about your preventative, restorative, or cosmetic dentistry treatments again.

Unsure how to apply for Care Credit Dental? Don’t worry, the entire process is a breeze. For patients over 18 years old, you can follow their simple and easy-to-follow instructions on their website here. Patients over 21 years old can also apply over the phone. It only takes a few minutes to fill out their application, and your decision will be ready in moments. The second your application is approved, you can begin

to finance treatments at any of the Care Credit dental providers near you. This means that you can come into our Tustin office for dental work, apply for Care Credit while in our patient chair, and use your new account to pay for that procedure before you leave. Do you have any questions about Care Credit dental financing? Please call us at (714) 795-3865 to schedule a financial consultation today.

  • How do you pay for major dental work?

    Major dental work can be paid through: dental insurance, out-of-pocket payments, or our dental office’s accepted dental financing options. You can use any combination of these payment methods to cover the full amount of your dental treatment.

  • Can you be approved for CareCredit with bad credit?

    With Care Credit, you typically should be in good credit standing to be guaranteed approval. Patients with fair credit scores can also be accepted for dental financing, though scores lower than 620 to 630 are rarely approved.

  • Can I get dental finance with bad credit?

    Trying to find dental financing with a bad credit score can be a struggle, but the solution is simple with us. Our Tustin office accepts Denefits financing so you can always get the dental loans you need to get the treatments you want. Denefits’ application process is credit-blind, meaning they have a 100% approval rating.

  • What is the minimum monthly payment for Care Credit?

    Your Care Credit card’s minimum payment is about $25 per month, though this may be higher if your full payment amount is extensive. The typical percentage for calculating your minimum payment is 2% of the total cost.

  • Can I pay for multiple procedures at one time with my CareCredit healthcare credit card?

    Absolutely. Care Credit allows you to finance as many treatments as your family needs as long as the total amount does not exceed your available credit line. This often means that you can use your Care Credit card to afford braces for your child, dental implants for grandma or grandpa, and any other restorative treatments you may need throughout the year.

  • Where is Care Credit accepted?

    Care Credit is accepted at over 225,000 dental offices throughout the United States, including our very own Gold Coast Dental practice here in Tustin. If you need help finding another office, such as when traveling or for the few specialist treatments we don’t offer here, you can use Care Credit’s provider locator on their website.



Our Office Hours

Monday - Sunday 7AM - 7PM

Schedule an Appointment Online

or call: (714) 795-3960

Our Address

275 Centennial Way, Suite 109
Tustin, CA 92780